This will be my last note of 2016. I want to encourage you in this great Christmas season to focus on the Present. The past is gone and the future is unknown. The Present is the only thing that is real. The Present is God’s Gift to us. There is a tendency to let the past create regret and the future to create stress when the past is nothing but a memory and the future is under God’s control. I would encourage everyone to take some time and reflect in gratitude on the Present all of God’s blessings and reflect on that Holy Night when God gave us the greatest Present of all. May each of you have a wonderful and Merry Christmas!